Get up to $500,000 in flexible commercial funding to scale operations, purchase inventory, or bridge cash flow. No collateral required for qualified businesses.
We built this business on one premise: fast capital with honest terms changes what businesses can do.
Same-day pre-approval decisions and funded accounts in 24 to 48 hours. No weeks of waiting — your business can't afford it.
Customized schedules matched to your actual cash flow — not a one-size-fits-all structure that works against your revenue cycles.
We look beyond credit score. Revenue trends, time in business, and cash flow all factor into our decisions. More businesses get funded here.
Complete our online form with basic business and revenue info. No lengthy paperwork — most need only 3 months of bank statements.
Our underwriting team delivers a same-day pre-approval. A dedicated specialist reviews your options personally.
E-sign your agreement and funds are wired directly to your business bank account — often within 24 hours of final approval.
Compare our commercial lending products to find the right fit for your business needs.
| Product | Max Amount | Funding Time | Min. Time in Biz | Min. Monthly Rev. |
|---|---|---|---|---|
| Business Line of Credit | $500,000 | 24–48 hrs | 12 months | $15,000/mo |
| Short-Term Business Loan | $500,000 | 24 hrs | 6 months | $10,000/mo |
| Equipment Financing | $250,000 | 48–72 hrs | 12 months | $12,000/mo |
| Merchant Cash Advance | $500,000 | Same day | 4 months | $8,000/mo |
| DSCR Real Estate Loan | $5,000,000 | 3–5 days | N/A (property) | Varies by DSCR |
APR ranges from 9%–99% depending on product, term, and creditworthiness. Subject to underwriting approval.
"We needed $180,000 for refrigeration equipment before summer season. Our bank said 6 weeks. Premier Access had the money in our account in 31 hours. That equipment paid for itself in 3 months."
"The transparency was the difference. They showed me exactly what I was paying, in plain terms. No buried fees. I've drawn on my credit line three times now — the process gets faster every time."
"We landed a $2.1M contracting job requiring immediate material procurement. Our credit line covered it. The funding specialist was available nights and weekends. That's not something banks do."